South Africa’s digital currency for the world.

A fully-reserved, Rand-backed stablecoin for compliant, programmable settlement.

A fully-reserved, Rand-backed stablecoin for compliant, programmable settlement.

Close-up of a blue microscopic structure resembling a virus with detailed surface textures.
Close-up of a blue microscopic structure resembling a virus with detailed surface textures.
Close-up of a blue microscopic structure resembling a virus with detailed surface textures.
Close-up of a blue microscopic structure resembling a virus with detailed surface textures.

Strategic Partners powering ZARU

Trusted

Trusted

Trusted

Trusted

Open

Open

Open

Open

Permissionless

Permissionless

Permissionless

Permissionless

Open Network. Institutional Grade.

  • Instant settlement, 24/7

  • Low-cost, on-chain transactions

  • Regulated, fully reserved

ZARU is a fully-reserved, Rand-backed digital asset designed for modern financial settlement. It operates under regulatory oversight and is interoperable across leading blockchains.

Built with an open-network philosophy, ZARU enables institutions and platforms to transact seamlessly within a trusted digital ecosystem—delivering instant settlement and low costs without compromising compliance or control.

ZARU is a fully-reserved, Rand-backed digital asset designed for modern financial settlement. It operates under regulatory oversight and is interoperable across leading blockchains.

Built with an open-network philosophy, ZARU enables institutions and platforms to transact seamlessly within a trusted digital ecosystem—delivering instant settlement and low costs without compromising compliance or control.

man crossing pedestrian lane

ZARU operates with South Africa’s tier-one financial institutions.

Reserves are held, managed, and independently verified by regulated South African institutions.

Banking & Custody

Banking & Custody

Banking & Custody

Primary banking and custody provider for ZARU reserve funds.

Banking & Custody

Primary banking and custody provider for ZARU reserve funds.

Asset Management

Asset Management

Asset Management

Asset Management

Institutional asset oversight supporting reserve governance and risk management.

Audit & Attestation

Audit & Attestation

Audit & Attestation

Audit & Attestation

Independent attestation and verification of ZARU reserves and circulating supply.

Reserve attestations are published regularly and made publicly available.

Reserve attestations are published regularly and made publicly available.

Reserves & Verification

Reserves & Verification

Reserves & Verification

Reserves & Verification

Institutional transparency you can verify.

Institutional transparency you can verify.

Each ZARU token is backed 1:1 by Rand-denominated reserves.

Each ZARU token is backed 1:1 by Rand-denominated reserves.

Prepared by: Moore Johannesburg

Report Date: January 30, 2026

Part of South Africa’s trusted digital asset ecosystem

ZARU is available exclusively to qualified institutional investors via the Luno and EasyEquities trading desks.

Official Launch

Official Launch

Official Launch

Official Launch

Now live for qualifying institutional participants

Leading South African financial institutions have launched ZARU to enable the Rand on the global internet economy.

Leading South African financial institutions have launched ZARU to enable the Rand on the global internet economy.